Transparency is at the Heart of Everything We Do
At DreamWork Financial Group, we believe that transparency is the key to a successful financial partnership. In keeping with this philosophy, we seek to create transparency in every aspect of the investing process – from providing up-front pricing to making it easy to track your progress toward your goals. When you invest with DreamWork, you never need to wonder how much you pay, how much we make, or how your investments are performing.
We believe in the value of our services, so we don’t hide behind confusing pricing structures or hidden investment fees. Instead, we post our fee structure prominently on our website. That way, potential clients know how much they will pay before they ever request a meeting.
Our fee structure is easy to understand and includes several tiers that ensure you only pay for the services you need. No matter which of our service tiers you choose, you receive the same friendly service that we provide to all of our clients.
When you invest with DreamWork, you receive top-notch customer service from an advisor you know and trust. We are an independent investment firm, and our advisors have the autonomy to put your needs first in every situation.
Transparent Service Means No Middlemen
Some advisory firms rely on third parties to choose investments for their clients. This situation often creates a disconnect between the advisor you know and trust and the person making your investing decisions. This structure also means the person selecting your investments probably doesn’t know you personally, and you are often unable to speak with them to better understand their decisions.
At DreamWork, we do things differently. When you invest with us, your advisor is your portfolio manager, so you have a personal relationship with the person choosing your investments. We get to know you, your goals, and your investing preferences. This type of relationship means that all our investing decisions are made with your specific situation in mind. If you have questions, you can call or email your advisor directly and feel confident that they will be there to answer. Additionally, with no middleman, your advisor is free to incorporate any investing ideas you may have into your Investing Gameplan™.
DreamWork is a fee-only Registered Investment Advisor [RIA]. As such, all our advisors are held to a fiduciary standard. A fiduciary obligation means our goals, our advisors’ goals, and your goals are always aligned.
To learn even more about fee-only RIAs and fiduciary advisors, read these great articles:
Fee-Only 101 – What does it mean?
Knowing how your financial advisor is compensated can help you make informed investment decisions.
Fiduciary 101: What You Need to Know?
Fiduciaries are held to the highest standard of loyalty and care when recommending investment products to their clients.
Transparent Incentives Mean No Conflicts of Interest
Some investment advisors accept payment from fund companies and investment firms to sell their products – otherwise known as “commissions.” The amount that these advisors earn is tied to the products they recommend. This compensation structure can create serious conflicts of interest between what is best for you and what is best for your advisor’s paycheck.
Many financial advisors are not held to a fiduciary standard due to the structure of their company. When you receive financial advice from a non-fiduciary advisor, they are only held to a “suitability standard.” In any given circumstance, there can be dozens of “suitable” investments, but these investments can come with a wide range of costs. This means a non-fiduciary advisor could choose a “suitable” investment that pays them a healthy commission but is not the best option for your situation.
Fee-only advisors, like those at DreamWork, never accept money from third parties for selling their investment products. This structure eliminates the conflict of interest inherent with commissions. In addition, all our advisors have a fiduciary duty to act in your best interest – which means minimizing costs and eliminating conflicts of interest.
Transparent Incentives Mean We Make More When You Make More
As a fee-only firm, we are compensated based on a percentage of assets under management [AUM] – rather than sales commissions. This means that our compensation is tied to the value of your portfolio. When your portfolio increases in value, so does our AUM – meaning we make more money when you do. Conversely, if you lose money, so do we. This structure ensures that your goals and those of your advisor are always aligned.
You shouldn’t need to wonder how your investments are performing. That’s why DreamWork provides an intuitive online portal in addition to your periodic account statements. This technology provides you with on-demand access to your current balance, holdings, and performance information from just about anywhere with an internet connection.
If you have questions about your portfolio or performance, there’s no need to wait for an annual meeting to speak to your advisor. At DreamWork, our advisors are always happy to answer your emails, speak with you over the phone, or schedule an in-person appointment. We strive to provide you with clarity and confidence regarding your wealth management strategy and that means being available to answer your questions.
Get Started with Investing Gameplan™ By DreamWork Financial Group
At DreamWork Financial Group, we believe that all investors, regardless of their account balance, should have access to personalized advice from an advisor they can trust. This trust can only be built on a foundation of transparency. That’s why we eliminate conflicts of interest, offer transparent pricing, and make it easy for you to track your progress. It’s also why our motto is: You Don’t Have to Be Wealthy to Have Wealth Management®.
To learn more about Investing Gameplan™, or get started with Dreamwork’s innovative wealth management program, contact us today.