Explore Tempo™ Funds
Tempos™ are Time Emphasized Portfolios (T-EM-PO). In a nutshell, these are personalized, goal-based savings models. Each model invests in low-cost ETFs, and in some cases individual stocks, to meet a specific savings or retirement goal.
Click the buttons below to explore our Tempo™ Offerings:
Lento
Our defensive Tempo™
Built for those with a very low risk tolerance or those who are very near or at their goal, Lento is our defensive Tempo™ fund. With a rough allocation of 87.5% bonds and 12.5% stock, this fund is a great foundation for investors that want to preserve what they have built up.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 7
Expense Ratio: 0.1%
Adagio
Our conservative Tempo™
Built for those with a low risk tolerance or those who are typically 3-6 years out, Adagio is our conservative Tempo™ fund. With a rough allocation of 35% stock and 65% bonds, this fund is great for investors who have a lower tolerance for market fluctuations.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 8
Expense Ratio: 0.09%
Adante
Our balanced Tempo™
Built for those with an average risk tolerance or those who are typically 7-10 years out from their goal, Adante is our balanced Tempo™ fund. With a rough allocation of 50% stock and 50% bonds, this fund sets up a great foundation for investors with an average risk tolerance.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 6
Expense Ratio: 0.07%
Moderato
Our moderate Tempo™
Built for those with a moderate risk tolerance or those who are typically 11-15 years away from their goal, Moderato is our moderate risk level Tempo™ fund. With a rough allocation of 65% stock and 35% bonds, this fund sets up a great foundation for a moderate portfolio.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 5
Expense Ratio: 0.06%
Allegro
Our semi-aggressive Tempo™
Built for those with a higher risk tolerance or those who are typically 15-19 years from accomplishing their goal, Allegro is our semi-aggressive Tempo™ fund. With a rough allocation of 80% stock and 20% bonds, this fund should be a good fit for investors who have a longer time horizon and can handle larger fluctuations in their portfolio.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 6
Expense Ratio: 0.07%
Presto
Our most aggressive Tempo™
Built for those with the highest risk tolerance or those who are 20 years or more from accomplishing their goal, Presto is our most aggressive Tempo™ fund. With a rough allocation of 95% stock and 5% bonds, this fund sets up a great foundation for investors with a long time horizon and can handle large fluctuations in their portfolio.
Breakdown of Holdings
Minimum Investment: $5000
Number of Positions: 4
Expense Ratio: 0.1%
With Tempo™️ Funds you get the best of both worlds. You'll have direct ownership of low-cost index ETFs and around-the-clock access to a fiduciary advisor. With Tempo™️ Funds you can rest easy knowing you have a fiduciary advisor monitoring your portfolio and making adjustments based on your goal and strategy. See Disclosures.